Lately there has been a lot of research being done on Fintech growth. This research shows that although there is a dramatic increase in the Asia Pacific region, there is a much slower growth in the UK.

We can conclude from this information that China has advanced ahead of Europe, the UK and USA South and East in Fintech investment growth from July 2015 to June 2016. During this time in China, fintech investment grew immensely to $8.8 billion. This is a 252% increase since 2010, where the total global fintech investment stands at $80 billion since 2010. THere has been a 343% increase in investment in Australia and New Zealand as well. This moves their investment growth from $300 million between 2010 to 2015 to $1.36 billion in the last year alone. These growths show how quickly the amount of fintech investment growth is growing and there is no sign of it slowing down anytime soon.

As of now the UK is leading the rest of Continental Europe in investment growth with $7.2 billion versus $6.8 billion. Although during the last year the growth in the UK has been moving at a slower pace at 33% versus 55%. The research shows the biggest area of investments are peer to peer lending (P2P) and direct lending at $5.3 billion. This represents 66% of all investments, breaking it down to 21%, or $3.3 billion, to direct lending and 12.3%, or $2 billion, to ‘Peer-to-peer lending’. Since 2015, there has been a decrease in investment in loans from $8 billion down to $3.3 billion for the first half of 2016, a yearly run rate of around $6.6 billion. This is a result of institutional investors being more cautious in placing funds on to direct lending and P2P platforms in 2016.


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Ken Margolis | Managing Partner Castle Placement, LLC
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